Expert Mortgage Advice by Jeff Drew
Welcome to your new home
ABOUT ME
I am a licensed Massachusetts Mortgage professional serving my customers with their residential purchase and refinance Massachusetts home loans and mortgage industry advice. I enjoy every aspect of the real estate business and the networking aspect and am always looking to build new realtor relationships with those that share the same business and personal philosophies.
I started in the mortgage industry in 2004 as the market began to show signs of slowing. I had been in the retail industry for 20 years which helped form the foundation of my customer service mindset. I continue to remain in the industry because I am passionate about the mortgage business. My business continues to grow from the many great relationships I have developed with both my professional partners in success and the many clients I have worked with over the years.
I am a dedicated family man. My time off is spent with my wife, son and daughter. They motivate me to be my very best and I am fortunate to have them.
HOW I WORK WITH MY CLIENTS
My responsibility as a Massachusetts home loan specialist is to assist my clients by matching their unique individual needs with the right loan program that meets their long and short term goals. I take the educational approach with my clients as I firmly believe that armed with the facts you can make the best financial decision.
HOW I WORK WITH MY REALTOR PARTNERS
Our responsibility is to create a “WOW” experience for our clients. When we go to the closing it should be a great experience for all parties of the transaction. This helps lay the groundwork for future referrals.
My commitment to communicate has always been complemented and is especially necessary in today’s environment. The only constant in today’s mortgage market is constant “change”.
By working together we can develop strategic marketing plans designed to increase your Massachusetts real estate business. My role is to motivate and inspire both of us to continue to grow and thrive in any market. I provide the tools that help generate new business and referrals with no-cost and low-cost marketing systems. Just bring the willingness to work. Not hard, but enough to get the job done right.
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Ask for Jeff Drew. He takes pride in his customer service skills and you'll get all the right answers.
1 (800) 941-5616 Jeff@StarMortgage.com
View my recent article: Massachusetts mortgage rates
BREAKING NEWS
HOW TO REFINANCE AND GET THE LOWEST MORTGAGE RATE President Obama has released details of his Housing and Mortgage Stimulus Plan this week. Now what? If you currently have a mortgage rate of 5.50% or higher you need to call!
The fact of the matter is that mortgage interest rates are very low right now. But there are ways to ensure you get the lowest possible mortgage interest rate on your new Massachusetts Mortgage Loan.
So, what can you do to make sure you can get the lowest rate? Start the process right now!
- We can determine if today’s low rates make refinancing a good solution. If not..
- Complete a comprehensive Refinance Mortgage Analysis worksheet so we can determine your target rate
- We submit your mortgage loan application to receive your mortgage loan approval from the lender.
- Upon approval you can decide if you want to lock in the preferred 1st column pricing* or float your rate.
(*This could reduce your rate .125-.375%).
What happens when we have a sudden drop in mortgage interest rates?
- There is a flood of new applications taken
- When the volume exceeds the ability of the lender’s current staff to handle the lenders will raise the rates again. (Currently there is significantly less staff at the lenders due to the past slowing real estate market)
- Drops in mortgage interest rates in the past have only lasted a very short period of time and most people lose out.
- Underwriting turn times fall way behind and force the rate locks to be extended out to 45-60 days. (At the time of writing a large majority of lenders are 30-60 days out for refinance closings)
For those that decide to wait and not take action they will end up obtaining a higher mortgage rate and it will cost many thousands of wasted dollars over the repayment of your mortgage loan.
You have a choice, either save tens of thousands of dollars in your account or repay it needlessly to the bank. You decide.
Remember, when rates drop and you start the process at that time like everyone else, you will have to lock in for a longer period and will be getting a higher mortgage rate than you could have if you had planned. This eliminates the benefit you thought you would have received from waiting for a drop in mortgage rates.
We are looking at an incredible opportunity to be able to lock in mortgage interest rates lower than they have ever been. Put yourself in the best position to make the most of this situation and don’t miss out.
I am currently taking mortgage applications 7 days a week for your convenience. Call now to set up an appointment as I am currently booking appointments days in advance.
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