GREAT NEWS

If you have been thinking about refinancing NOW IS THE TIME!  Please call us today to discuss your options.  We will provide you with a free written savings analysis for review.  If you would like to see a sample of the savings analysis click here.


Homes & Neighbors Newsletters

You'll enjoy the light topics about social values and home ownership in Homes & Neighbors. Feel free to forward a copy of it to your friends and co-workers. Your subscription is FREE.

2011 Issues

Click Here  July 2011 Homes & Neighbors Newsletter 

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  • Bright Days Ahead – ...Several factors make this a moment of opportunity for U.S. home purchasers... Click the July Homes & Neighbors Newsletter link above for the rest of the story
  • Buying After Bankruptcy – ...Rebuilding your life after going through bankruptcy requires... Click the July Homes & Neighbors Newsletter link above for the rest of the story
  • Also Inside This Issue
    • Ready to Recover
    • Confident Homeowners 

Click Here  June 2011 Homes & Neighbors Newsletter 

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  • Refinancing Pays Off – ...Recent borrowers cut their average interest rate by 1.2 percentage points... Click the June Homes & Neighbors Newsletter link above for the rest of the story
  • Take Advantage of the Times – ...Buying when house prices are low is a recipe for success... Click the June Homes & Neighbors Newsletter link above for the rest of the story
  • Also Inside This Issue
    • Maximize Income Property Benefits
    • Rates Drop Again

Click Here  March 2011 Homes & Neighbors Newsletter 

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  • Better Price Outlook – ...Real estate values should climb in coming years... Click the March Homes & Neighbors Newsletter link above for the rest of the story
  • Market Keeps Improving – ...rates recently were lower than they were a year ago... Click the March Homes & Neighbors Newsletter link above for the rest of the story
  • Also Inside This Issue
    • Time of Opportunity
    • Get Ready for Yesterday

Click Here  February 2011 Homes & Neighbors Newsletter 

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  • Gain Lower Payments– In 2010 the average rate on a 30 year, fixed-rate home loan reached its lowest point in 55 years... Click the February Homes & Neighbors Newsletter link above for the rest of the story
  • Boost Your Credit Score – ....there are things you can do to better your score... Click the February Homes & Neighbors Newsletter link above for the rest of the story
  • Also Inside This Issue
    • Effective Negotiating
    • A Brighter Forecast


Click Here  January 2011 Homes & Neighbors Newsletter 

THIS MONTHS PREVIEW

  • Economy Keeps Advancing– Signs continue to point towards improvement in US real estate markets. Click the January Homes & Neighbors Newsletter link above for the rest of the story
  • Gaining Health – House prices appear to be stabilizing... Click the January Homes & Neighbors Newsletter link above for the rest of the story
  • Also Inside This Issue
    • Get Rich Slowly
    • Our Retirement Goals


Click Here  September 2010 Homes & Neighbors Newsletter 

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  • Buying Is Easier Now– Todays record-low mortgage rates and attractive home prices put buying a home within reach. Click the September 2010 Homes & Neighbors Newsletter link above for the rest of the story
  • Money - Saving Loans – Home loan refinancing activity recently reached its highest level in more than a year... Click the September 2010 Homes & Neighbors Newsletter link above for the rest of the story
  • Also Inside This Issue
    • Better Times Ahead
    • A Smart Move

 


Click Here  August 2010 Homes & Neighbors Newsletter   

THIS MONTHS PREVIEW

  • RATES REACH RECORD LOWS!– Home loan rates FELL steadily over the summer …Click the August 2010 Homes & Neighbors Newsletter link above for the rest of the story
  • Today's Special Opportunities – Today's market is allowing many Americans to purchase their first home. Click the August 2010 Homes & Neighbors Newsletter link above for the rest of the story
  • Also Inside This Issue
    • Make Your Garden Bright
    • Better Jobs Outlook

 


Click Here  July 2010 Homes & Neighbors Newsletter   

THIS MONTHS PREVIEW

 


Click Here  June 2010 Homes & Neighbors Newsletter   

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  • Job Picture Brightens – April saw the largest hiring increase in 4 years…Click the June 2010 Homes & Neighbors Newsletter link above for the rest of the story
  • Lower Rates Help – Rates on 30 year home loans dropped to their lowest level ... Click the June 2010 Homes & Neighbors Newsletter link above for the rest of the story
  • Also Inside This Issue
    • More Confidence
    • Remodeling on the Rise

Click Here April 2010 Homes & Neighbors Newsletter   

THIS MONTHS PREVIEW

  • Take Advantage of Today's Market – Real estate values are showing more strenght…Click the April 2010 Homes & Neighbors Newsletter link above for the rest of the story
  • Cut Your Monthly Expenses – Close to two out of five homeowners with 30-year fixed rate mortgages could cut their monthly expenses significantly... Click the April 2010 Homes & Neighbors Newsletter link above for the rest of the story
  • Also Inside This Issue
    • Buying Tips 
    • Plant Wisely
    • Buy the Home You Want

Click Here February 2010 Homes & Neighbors Newsletter   

THIS MONTHS PREVIEW

  • Great Buying Opportunities – Today a typical household buying an average residence finds mortgage payments take up less than 20 percent of their earnings…Click the February 2010 Homes & Neighbors Newsletter link above for the rest of the story
  • Refinancing Lets Owners Save – Mortgage rates remain near historic lows today, providing owners with opportunities to refinance and reduce their monthly payments... Click the February 2010 Homes & Neighbors Newsletter link above for the rest of the story
  • Also Inside This Issue
    • Ready To Buy 
    • We're Turning Green
    • Our Positive Outlook

Click Here January 2010 Homes & Neighbors Newsletter   

THIS MONTHS PREVIEW

  • Expanded Tax Credit Helps Buyers – Existing homeowners - as well as first time buyers - now can save thousands of dollars when purchasing a principal residence by April 30, 2010…Click the January 2010 Homes & Neighbors Newsletter link above for the rest of the story
  • Rates Hit All Time Lows – Record low mortgage rates are making it easier fo Americans to buy a home, or refinance their existing loan.  All time lows... Click the January 2010 Homes & Neighbors Newsletter link above for the rest of the story
  • Also Inside This Issue
    • Happy New Year! 
    • First Priorities

2009 Issues

Click Here October 2009 Homes & Neighbors Newsletter   

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Click Here September 2009 Homes & Neighbors Newsletter   

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Click Here August 2009 Homes & Neighbors Newsletter   

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Click Here July 2009 Homes & Neighbors Newsletter 

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Click Here June 2009 Homes & Neighbors Newsletter 

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Click Here May 2009 Homes & Neighbors Newsletter 

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Click Here March 2009 Homes & Neighbors Newsletter 

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Click Here February 2009 Homes & Neighbors Newsletter 

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  • Effective Mortgage Strategies – Home loan rates have continued to fall, offering consumers a great chance to purchase property on excellent terms…see attached newsletter for the rest of the story
  • Time to Invest – The best time to invest is when others are scared to do so. For that reason a few intrepid real estate investors are finding bargains now here's what to know...see attached newsletter for the rest of the story
  • Also Inside This Issue
    • Improve Your Credit Score
    • We're Making Adjustments
    • New Tax Break Helps Homebuyers


Click Here  January 2009 Homes & Neighbors Newsletter 

THIS MONTHS PREVIEW